Fifteen million people are currently not saving enough for their retirement, according to the Pensions Commission, who have warned this could rise to as many as 19 million without action.
The independent group of experts warned as many as 45% of working-age adults were not saving into a pension at all, despite nearly half of them being in work.
We would like to hear from people who are struggling to save enough to retire. How much have you saved so far? Do you have any concerns?
Share your experience
You can share your experience using this form.
Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For alternative ways to get in touch securely please see our tips guide.
By submitting your response, you are agreeing to share your details with us for this feature.
If you're having trouble using the form click here. Read terms of service here and privacy policy here.
